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India's current personal saving rate is 30.7%. It's much higher compared to a first-world country, however economists are divided on the ideal number.

This post is on my personal saving’s rate.

Year 2005 2006 2007 2008 2009
Rate 24.9% 21.9% 48.8% 65.2% 66.9%


Umang Saving's Rate

My overall absolute saving’s rate is 49.6% in 4 years of starting to earn. After accounting for depreciation and permanent items it falls to 27%, which is in line with India’s average.

Following is my monthly saving’s chart.

Saving_Rate_2

So what’s your saving’s rate?

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US

p.s. No matter how much you love Google Charts, it’s hard to make the second one